I logged on to my account and see that the policy will be auto-renewed on 10/31/2020. I will need to make changes first.
In our case, I will need to remove myself from the current plan and join Medicare on 1/1/2021. I will still be the subscriber, with just DW on the plan. We will reduce the family income (with less amount from Roth conversion) in order to receive subsidy, and stay with the same HSA PPO plan for DW.
I think I will call their helpline next week to set this up with their agent. I might mess it up if I simply do it online myself.
