I started my first implant in 2012. It took about 10 months when my dentist finished with the crown. The total cost was about $5,500. Insurance paid $1,800. My share of implant was about $3,700. Three months later, I started to feel pain. My dentist did an X-ray and see bone grafting area started to crack. He removed everything and redid the whole thing without charge. Yesterday, he finally 'delivered' the crown. All is well. I hope it stays this time.
Except, during the last cleaning, he found my other tooth that had root canal done years ago, started to crack. He said I needed a new implant. Cost: $5,500 again. I still have $1,800 annual max balance with my insurance this year. So, I guess I will have to pay out of pocket for another $3,700.
DW is now nervous about our ER plan this year. What if I need more implants after ER?
ACA does not cover dental. We will have to figure out some dental coverage somewhere. One option is maybe I can pay dental work with my HSA account in the future?
Except, during the last cleaning, he found my other tooth that had root canal done years ago, started to crack. He said I needed a new implant. Cost: $5,500 again. I still have $1,800 annual max balance with my insurance this year. So, I guess I will have to pay out of pocket for another $3,700.
DW is now nervous about our ER plan this year. What if I need more implants after ER?
ACA does not cover dental. We will have to figure out some dental coverage somewhere. One option is maybe I can pay dental work with my HSA account in the future?