Determining Medi-care rates

[PandaBear]

My dh is 3.5 years older than I am. When he hits 65, he will go on medi-care, but I will have my own health plan from work.

He will have a pension and social security. I will have my pension. Will his premium be based on our total income? Or half of it?

For example, with a joint income of 190k, his medicare part B would be $463 (if all the income counts for him as an individual), or $202 as part of a couple.

How is it figured? I've tried searching, but can't seem to find the answer.

 

[Telly]

No dash in Medicare

I assume you are talking about the effects of IRMAA. Here is some info:
https://www.cms.gov/newsroom/fact-sheets/2021-medicare-parts-b-premiums-and-deductibles

The definition of "Income" for determining the effects of IRMAA: AGI + any tax exempt interest = MAGI. MAGI is the "Income" that IRMAA uses.

The tax filing status of the person going/on Medicare is used.

Assuming you are married filing jointly, I don't see how $196k of income equates to the dollar amount you mentioned.