We are looking for an alternative to ACA. At 62 and wife at 64 we have a bronze plan from Ambetter here in Indiana. Our premium for this year actually went down 10 dollars a month but still paying about 1500 a month. The last couple of years we have only went to the doctor for our annual wellness visit which is free. I would like to like at some private insurance which for us would be about 500 a month. The only thing that I am worried about is what might be for us preexisting conditions. I am a celiac. Meaning I have to be gluten free. I have no problems because I just follow the diet and have not had to be hospitalized or treated after the condition was first diagnosed about 12 years ago. My wife on the other hand had a stage 3 kidney cancer. So one kidney was removed about 8 years ago and after 5 years of follow up is considered cancer free. I've heard there is like a 6 month look back for preexisting conditions. I would assume that we are ok. Any thoughts friends. Thanks