harllee
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
There all all kinds of proposals for Medicare for all, for changes to the ACA, etc. But I am not hearing anything about lowering the age to get Medicare. There was some discussion on this when the ACA was first proposed but it did not go anywhere. It seems to me that the older you get the more medical issues you have which costs private insurers more. Why not give people an option at 55 or 60 to purchase into the Medicare system? Such people could pay more than the current Medicare rates but it would probably be much cheaper than private insurance. The private insurers would probably like the idea because they could get rid of older, sicker people. There would certainly be a cost to this but it would bound to be cheaper than Medicare for all. I don't want to this to be a political discussion but more one of cost v benefit and policy. This idea makes a lot of sense to me. Thoughts?