Hi all,
I have made several posts under the name "charlie"
which is really me, BTW. The LYN comes from my
wife Lynda. We will be married 37 years in July.
I am a retired EE who took ER in '89 at age 55.
That's right, I will be 70 this spring, the Lord
willing and the creeks don't rise. I consulted
for 3 years after retiring, working for the same
company that was my employer for 30 years.
After the 1st year I started withdrawing from
my IRA using the "annuity" method to avoid the
10% sur-tax. At first I bought individual stocks,
bonds and "hot" funds from several companies.
Over time, I became convinced that individual stocks
was a loser's game and concentrated my IRA at
Vanguard using managed funds. Finally last year
I convinced myself, after studying Bogle and Bernstein,
that index investing was the way to go for me.
Now I have morphed into a passive investor using
Vanguard's Target Retirement 2025 fund and I get
my jollies reading this forum.
You are a great bunch of guys (and a few dolls)
Regards,
Charlie
P.S. I registered under Chuck-Lyn and logged in.
When I tried to post this under my registered
name, I got an error message that says
this name is aready being used. What the H---
am I doing wrong?
I have made several posts under the name "charlie"
which is really me, BTW. The LYN comes from my
wife Lynda. We will be married 37 years in July.
I am a retired EE who took ER in '89 at age 55.
That's right, I will be 70 this spring, the Lord
willing and the creeks don't rise. I consulted
for 3 years after retiring, working for the same
company that was my employer for 30 years.
After the 1st year I started withdrawing from
my IRA using the "annuity" method to avoid the
10% sur-tax. At first I bought individual stocks,
bonds and "hot" funds from several companies.
Over time, I became convinced that individual stocks
was a loser's game and concentrated my IRA at
Vanguard using managed funds. Finally last year
I convinced myself, after studying Bogle and Bernstein,
that index investing was the way to go for me.
Now I have morphed into a passive investor using
Vanguard's Target Retirement 2025 fund and I get
my jollies reading this forum.
You are a great bunch of guys (and a few dolls)
Regards,
Charlie
P.S. I registered under Chuck-Lyn and logged in.
When I tried to post this under my registered
name, I got an error message that says
this name is aready being used. What the H---
am I doing wrong?