dex
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Oct 28, 2003
- Messages
- 5,105
Do you find yourself staring at your Excel spread sheet with your current net worth, spending and investment balances projections?
I look at it and think - yes I have enough money, yes I can do this, yes I don't need all that much money to live the way I want.
How did I get it?
Man, if I didn't make some stupid mistakes I would have more!
If I wasn't so conservative I would have more!
If when I was younger focused on earning money and not doing a good job I would have much much more.
Then I think no use in thinking about regrets - forgive yourself.
Is there a formula calculation somewhere in the spread sheet and I don't really have this money?
I'm estimating my annual spending at 45K (after tax; home paid for) growing at 4% per year. I also estimate I will have $1M investment balance - in current dollars and a house valued at 400K (future dollars) when I die in 34 years from now.
I look at it and think - yes I have enough money, yes I can do this, yes I don't need all that much money to live the way I want.
How did I get it?
Man, if I didn't make some stupid mistakes I would have more!
If I wasn't so conservative I would have more!
If when I was younger focused on earning money and not doing a good job I would have much much more.
Then I think no use in thinking about regrets - forgive yourself.
Is there a formula calculation somewhere in the spread sheet and I don't really have this money?
I'm estimating my annual spending at 45K (after tax; home paid for) growing at 4% per year. I also estimate I will have $1M investment balance - in current dollars and a house valued at 400K (future dollars) when I die in 34 years from now.