bruce1
Full time employment: Posting here.
I am currently spending about $2500 monthly and am in Canada so medical is out of my hands. I have supplemental drug and dental that will continue in all scenarios.
Single and age 53. Home is free and clear no debt anywhere. I have about $350 Monthly income outside my J@b that would continue in retirement. I have a good emergency fund and 200K invested.
I have three Choices.
One - Keep on as currently working till Sept 2008 which is a four day week, ten hour day with a one hour commute each way. The evening commute is rotton frustrating and miserable.
Currently clearing $3700 a month no overtime no weekends. Bored to tears. No real pressure but no motivation to get up and come to work.
In Sept 2008 I will qualify for $2975 pension after tax.
Two - Leave in Apr 2007 at which time I would receive $2575 monthly or $400 less than Sept 2008.
Three - Go to a three day eight hour per day week. I would take a big hit pay wise and go down to clearing just under $2300 monthly but would be working three short days. I would have to commit myseklf to staying until Sept 2008 and then I would receive the same pension as if I had worked the next twenty months full time or $2975 clear monthly.
The extra money would be nice but I am finding it harder and harder to rise and shine in the morning. Do you think the shorter and less days would be enough to get me through?
Other adviceor ideas?
Bruce
Single and age 53. Home is free and clear no debt anywhere. I have about $350 Monthly income outside my J@b that would continue in retirement. I have a good emergency fund and 200K invested.
I have three Choices.
One - Keep on as currently working till Sept 2008 which is a four day week, ten hour day with a one hour commute each way. The evening commute is rotton frustrating and miserable.
Currently clearing $3700 a month no overtime no weekends. Bored to tears. No real pressure but no motivation to get up and come to work.
In Sept 2008 I will qualify for $2975 pension after tax.
Two - Leave in Apr 2007 at which time I would receive $2575 monthly or $400 less than Sept 2008.
Three - Go to a three day eight hour per day week. I would take a big hit pay wise and go down to clearing just under $2300 monthly but would be working three short days. I would have to commit myseklf to staying until Sept 2008 and then I would receive the same pension as if I had worked the next twenty months full time or $2975 clear monthly.
The extra money would be nice but I am finding it harder and harder to rise and shine in the morning. Do you think the shorter and less days would be enough to get me through?
Other adviceor ideas?
Bruce