MBAVisionary
Recycles dryer sheets
Tales of my demise have been grossly exaggerated...
Hi I took a hiatus from posting for a while. One could argue I did some soul searching during my time away. I'm 27, post graduate school, looking at ways to get ahead in the game of life and ultimately being able to both enjoy my life and save for retirement.
Left my job at a credit union after 3 1/2 years, then became an executive assistant. Starting out I was very gung ho, having the opportunity to work in a new field for someone who was at once CEO of a multibillion dollar company and board member of two highly successful companies. The job was listed as full-time online, in the interview it became part-time and after a few months it became per diem. He was very frugal and I bore the brunt of it. To make a long story short, I was burning through my 1 year emergency fund and before I got my next job I had less than $300 left to my name and ever-growing credit card debt. That was Spring of 2010.
After 6 weeks of being unemployed, not qualifying for unemployment because of how I was paid I made a quick decision. Get back in banking, but with a different company and a clean slate. That was the beginning of July.
Today my credit card debt is down to about 1100 and my car loan 3100. I pay 100/mo for the cc and am not adding anything to the balance. Also used income based repayment to lower my monthly payments on student loans until I get things squared away. Sallie Mae also unexpectedly lowered my interest rate from 5.25% to 4.25 due to "being a great customer". Still owe them 41000, but in time the pieces will come together…
I'm reading Marketing Metrics: The Definitive Guide to Measuring Marketing Performance, Second Edition right now because it sounds like a field I'd like to learn more about in the coming months. Always eying the work landscape but it can be a bit hairy at times. I think leveraging my professional network will give me the best hope at meeting someone in charge of making the hiring decisions. Before I get to that point though I'd like to know what the heck I'm talking about.
Been reading Linchpin by Seth Godin on and off. It helps shift my view of being an easily replaceable cog in a machine to someone the organization perceives as highly valuable in the decision-making process. Nothing happens overnight but I'm optimistic toward my future. 2011 is shaping up to be my best year yet.
My bf is also living the FIRE-mentality. He makes significantly more than I do to start off, a year older but has had the same car for 8 years and his own apartment. He works a lot harder than I do and his results are proof of that. Yet each day he encourages me to stick to my goals and spend wisely.
I want to use this forum more to learn from people who are able to retire and enjoy life.
Hi I took a hiatus from posting for a while. One could argue I did some soul searching during my time away. I'm 27, post graduate school, looking at ways to get ahead in the game of life and ultimately being able to both enjoy my life and save for retirement.
Left my job at a credit union after 3 1/2 years, then became an executive assistant. Starting out I was very gung ho, having the opportunity to work in a new field for someone who was at once CEO of a multibillion dollar company and board member of two highly successful companies. The job was listed as full-time online, in the interview it became part-time and after a few months it became per diem. He was very frugal and I bore the brunt of it. To make a long story short, I was burning through my 1 year emergency fund and before I got my next job I had less than $300 left to my name and ever-growing credit card debt. That was Spring of 2010.
After 6 weeks of being unemployed, not qualifying for unemployment because of how I was paid I made a quick decision. Get back in banking, but with a different company and a clean slate. That was the beginning of July.
Today my credit card debt is down to about 1100 and my car loan 3100. I pay 100/mo for the cc and am not adding anything to the balance. Also used income based repayment to lower my monthly payments on student loans until I get things squared away. Sallie Mae also unexpectedly lowered my interest rate from 5.25% to 4.25 due to "being a great customer". Still owe them 41000, but in time the pieces will come together…
I'm reading Marketing Metrics: The Definitive Guide to Measuring Marketing Performance, Second Edition right now because it sounds like a field I'd like to learn more about in the coming months. Always eying the work landscape but it can be a bit hairy at times. I think leveraging my professional network will give me the best hope at meeting someone in charge of making the hiring decisions. Before I get to that point though I'd like to know what the heck I'm talking about.
Been reading Linchpin by Seth Godin on and off. It helps shift my view of being an easily replaceable cog in a machine to someone the organization perceives as highly valuable in the decision-making process. Nothing happens overnight but I'm optimistic toward my future. 2011 is shaping up to be my best year yet.
My bf is also living the FIRE-mentality. He makes significantly more than I do to start off, a year older but has had the same car for 8 years and his own apartment. He works a lot harder than I do and his results are proof of that. Yet each day he encourages me to stick to my goals and spend wisely.
I want to use this forum more to learn from people who are able to retire and enjoy life.