Glad to be retired
Confused about dryer sheets
Right now I have about a million dollars in savings and investments. Retired at age 67 and collecting Social Security for the last 5 years. I am 60% VTI (Total Stock Market) and 40% AGG (Total Bond Market). (Plus about $100K set aside in the bank in cash.)
I have been discouraged by the lack of return from my total bond fund. I was thinking about replacing it with Multi-Asset Bond Funds that take just a little more risk but have averaged about 5% returns over the last five years. (Vs 2.5% returns from AGG (Total Core Bond ETF)
I was told that it is better to be in managed bond funds with experts picking investments from countless different fixed-income options.
Here are some of the multi-asset bond funds I am looking at:
BMSAX
FSICX
PTIAX
PONDX
RPSIX
I have been discouraged by the lack of return from my total bond fund. I was thinking about replacing it with Multi-Asset Bond Funds that take just a little more risk but have averaged about 5% returns over the last five years. (Vs 2.5% returns from AGG (Total Core Bond ETF)
I was told that it is better to be in managed bond funds with experts picking investments from countless different fixed-income options.
Here are some of the multi-asset bond funds I am looking at:
BMSAX
FSICX
PTIAX
PONDX
RPSIX