z-d-g
Recycles dryer sheets
Newsletter? Sounds like w*rk...
Good point.
Let's go back outside. My wine's getting cold. Or hot. Or whatever it's not supposed to be.
Newsletter? Sounds like w*rk...
I'm a portfolio manager.
I have one customer.
He prefers that I do not divulge his name.
Not lying, just leading the questioner away from the truth.
It's a real shame how judgmental people are.z-d-g said:NEGATIVE: Most of this is tied to the fact that I retired at 35 and moved to the Wine Country where a majority of the other retirees out here are almost twice my age (with exception), but I am getting kind of tired of the "RETIRED? You mean you're still lookin' for a job..." followed by "but you're too young to retire!" At first, it was cute but it's getting old already. I guess it's the feeling of having to DEFEND being retired on my own money at such a "young age".
Only been FIREd for 6-9 months (FI 9 months, RE 6 months).
NEGATIVE: Most of this is tied to the fact that I retired at 35 and moved to the Wine Country where a majority of the other retirees out here are almost twice my age (with exception), but I am getting kind of tired of the "RETIRED? You mean you're still lookin' for a job..." followed by "but you're too young to retire!" At first, it was cute but it's getting old already. I guess it's the feeling of having to DEFEND being retired on my own money at such a "young age."
...why they feel they have the right to comment.
Maybe zdg just needs to move to an area where there are more similarly young, wealthy people around.
It wasn't Tom Leher was it?I saw old men in their overalls around the town square feeding the pigeons. I asked why they were not working. My Grandmaw said that when your were 65 you didn't have to work anymore. It sounded good to me! Next time I am there I am putting on my overalls and feeding the pigeons!
Only been FIREd for 6-9 months (FI 9 months, RE 6 months).
NEGATIVE: Most of this is tied to the fact that I retired at 35 and moved to the Wine Country where a majority of the other retirees out here are almost twice my age (with exception), but I am getting kind of tired of the "RETIRED? You mean you're still lookin' for a job..." followed by "but you're too young to retire!" At first, it was cute but it's getting old already. I guess it's the feeling of having to DEFEND being retired on my own money at such a "young age."
I get that quite a fair bit and I was 50 when I retired. Just ignore them and live your retired life as you so desire.
Same for me. You are never too young to retire only too poor.
I first learned of retirement from my Great Grandmother. I saw old men in their overalls around the town square feeding the pigeons. I asked why they were not working. My Grandmaw said that when your were 65 you didn't have to work anymore. It sounded good to me! Next time I am there I am putting on my overalls and feeding the pigeons!
The town square is mostly parking lot now and I live 600 miles away. I guess I always wanted to recapture that carefree time when I was a pre school child with no worries.
I am there now.
....NEGATIVE: Most of this is tied to the fact that I retired at 35 and moved to the Wine Country where a majority of the other retirees out here are almost twice my age (with exception), but I am getting kind of tired of the "RETIRED? You mean you're still lookin' for a job..." followed by "but you're too young to retire!" At first, it was cute but it's getting old already. I guess it's the feeling of having to DEFEND being retired on my own money at such a "young age." ....
NEGATIVE: Most of this is tied to the fact that I retired at 35 and moved to the Wine Country where a majority of the other retirees out here are almost twice my age (with exception), but I am getting kind of tired of the "RETIRED? You mean you're still lookin' for a job..." followed by "but you're too young to retire!" At first, it was cute but it's getting old already. I guess it's the feeling of having to DEFEND being retired on my own money at such a "young age."
Surprised at how little I've missed the work -
Koolau said:Biggest surprise has been "cash burn rate" once moved to Paradise. You can research the heck out of something and still miss some significant costs. In our case, all would be solved if we gave up our "escape clause" (maintaining small apartment in the hinterlands.) The good news is that while we didn't plan the spending as well as we should (15 to 20% more??) our back-up plans have made it all possible for now. Biggest back-up was taking significantly less than 4% from our stash and waiting several more years for my SS. Of course, the ultimate back-up is one we hope not to need - moving back to the hinterlands where we could live like kings (in the snow). YMMV
Biggest surprise has been "cash burn rate" once moved to Paradise. You can research the heck out of something and still miss some significant costs. In our case, all would be solved if we gave up our "escape clause" (maintaining small apartment in the hinterlands.) The good news is that while we didn't plan the spending as well as we should (15 to 20% more??) our back-up plans have made it all possible for now. Biggest back-up was taking significantly less than 4% from our stash and waiting several more years for my SS. Of course, the ultimate back-up is one we hope not to need - moving back to the hinterlands where we could live like kings (in the snow). YMMV
Well yes, but it would not be pre-stocked with canned goods, gold coins, ammunition, etc.!pb4uski said:Is it really necessary to "maintain" an apartment? If you decided to escape couldn't you just go out and find a suitable apartment?
Is it really necessary to "maintain" an apartment? If you decided to escape couldn't you just go out and find a suitable apartment?
Your points are ultimately the reason I will never be able to retire to the islands, as much as I would like to give it a try. I ultimately am going to always lie financially between doing whatever I want, whenever I want at present location, but having just enough to get by living in the islands. I couldn't bear to live in less than a nice place, and writing that monthly mortgage check would be bring huge tears to my eyes. So it looks like vacationing to the islands will have to do for me.
I get that quite a fair bit and I was 50 when I retired. Just ignore them and live your retired life as you so desire.
Or perhaps suggest pondering a Biblical passage about the Levites
........but at the age of fifty, they must retire from their regular service and work no longer. (Numbers 8:25, NIV)
Good question, pb4uski. It's true that we could give up the apartment and just find another if we ever decided to give up Paradise. That would definitely save quite a bit. But, we always spend 3 to 4 months there every year. For our "non-escape plan" i.e., just coming back for a few months every year, we looked into the "Home Suites" or just a motel and decided that our cash burn for our current apartment was not much more expensive. Also, we figured living in a motel for 3 months would lead to divorce! We know of a couple who live most of the year in FL but spend 4 months in a rental house (same city we have our apartment). They count on family to line it up for them each year. So, most years, they have a different place they must get used to and move their worldlys (to and from) a rented storage unit, etc. I don't know their costs, but I'm sure they pay a higher monthly rent than we do since it's short term. Admittedly, they only pay for the time they are there (plus 8 months storage unit). Finally, you can't imagine the luxury of coming "home" to an apartment which is just the way you left it, has YOUR stuff in it (even has food in the freezer and clean sheets on the bed). There's nothing to take out of storage and no need to get rid of the accumulation of "stuff" still there from your previous (non-Paradise) life. (Until this summer, I still had my mom's piano there!!!)
Having said that, getting rid of our stuff and giving up the apartment would happen long before we would give up paradise. So, that's one of our many back-up plans. But, it does add to cash burn.
......Physically I am ok but mentally I am toast. .....
Cjacks