Can you define your parameters? At what age does a person become an old phart, and the true cost of his/her insurance policy should be around 15k? This is not asked in a snarky way.Back of the envelop math on healthcare insurance policy cost.
Healthcare today costs, on average, $8k or so per person. Adding an additional 20% , the average policy would cost between $9 to $10k. The allowable range for age is 3x, so that could mean a policy for a whippersnapper is $5k and for an old phart is $15k.
People paying less that than should expect to see their policy costs increase over time.
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