I take no meds at this time but have to decide real soon on a drug plan,just started to really look into it.
What I see is best to have a good formulary,if you are stuck with a brand name drug not on the formulary,you have to pay for all of it no help.
The AARP preferred for 37.50 a month seems real good. Here are some very expensive drugs that are on the list,so expensive you hit the donut whole by the third month,total OPP 5300 for 57,000 retail cost.
With the 15 a month plan you would pay a lot more,of course if you never need any drugs then the 15 a month plan is great. But at some point,you may need some very expensive ones.
I still have my wits about me,but this is still pain to figure out all the ramifications perhaps better safe then sorry.
I had a nice chart but it did not format correctly.
Old Mike
What I see is best to have a good formulary,if you are stuck with a brand name drug not on the formulary,you have to pay for all of it no help.
The AARP preferred for 37.50 a month seems real good. Here are some very expensive drugs that are on the list,so expensive you hit the donut whole by the third month,total OPP 5300 for 57,000 retail cost.
With the 15 a month plan you would pay a lot more,of course if you never need any drugs then the 15 a month plan is great. But at some point,you may need some very expensive ones.
I still have my wits about me,but this is still pain to figure out all the ramifications perhaps better safe then sorry.
I had a nice chart but it did not format correctly.
Old Mike