So if I already have a policy (and either it's grandfathered in or it will compliant starting next year), then I still qualify for the subsidy and can skip the exchange process, yes?
TJ
Looks like you need a policy that is offered on the exchange to be eligible for tax credits. This is a recent CRS white paper on premium credits http://www.healthreformgps.org/wp-content/uploads/crs-premium-credit-7-18.pdf
Premium credits will only be available to individuals enrolled in a plan offered through an individual exchange; premium credits are not available through the small business exchanges. Individuals may enroll in a plan through their state’s exchange if they are (1) residing in a state in which an exchange was established; (2) not incarcerated, except individuals in custody pending the disposition of charges; and (3) lawful residents.14