I'd also like to add that during the years of stressful work and raising children, I blew more money than I was aware of because I did not have the time to pay attention. Checks flew out of the check book. Things like $3,000 for homeowners and car insurance...where they sent me the renewal and I just paid the check. Now my homeowners and car together are only $1,212 (major deductible increases, shopping quotes from other companies, etc. ).
When I made the decision to change my work status when my daughter was 14, I was actually a bit horrified at how much I was not paying attention and what I was paying for things. That was 12 years ago. I made it part of my job to see how cheaply we could live and how much we could save.
One really needs "time" to pay attention to these things. It can really balloon out of proportion with a life of it's own before you know it. Good luck partimewannabe.
When I made the decision to change my work status when my daughter was 14, I was actually a bit horrified at how much I was not paying attention and what I was paying for things. That was 12 years ago. I made it part of my job to see how cheaply we could live and how much we could save.
One really needs "time" to pay attention to these things. It can really balloon out of proportion with a life of it's own before you know it. Good luck partimewannabe.