pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
+2 We are in a similar situation in that we are relatively healthy and our premiums have exceeded our claims by a longshot. To me, the reasons for carrying health insurance are to gain access to negotiated rates with health care providers and more importantly, insure ourselves from the financial impact of a catastrophic illness or injury. I also support subsidies so that those for who health insurance would be unaffordable can be responsible and buy health insurance and not be bankrupted by a health event. The unfortunate reality is that health care is too expensive and will take up a large chunk of the family budget, particularly for low and middle income families.