travelover
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Mar 31, 2007
- Messages
- 14,328
Totally agree, and the two ideas are tied together. With the insured oblivious to both the premiums and the charges for services it was easy for costs to balloon.+1 A critical first step for healthcare reform would be to divorce health insurance and employment. IMO, the resulting larger pool of insureds would make individual health insurance more affordable, there would be more competition.... I think it would be a very good thing albeit difficult politically. Employers could subsidize health insurance by contributing to a HSA on an employee's behalf.
I also think there needs to be more mandated transparency about the cost of procedures so consumers can price and comparison shop if they want to.... if they decide not to then fine, but they should be provided the information to make that choice.