I think this is an important point:
"SECTION_02: ADDITIONAL MODIFICATIONS TO PREMIUM TAX CREDIT
Under current law, qualified health plans must meet certain requirements for households to be eligible for the premium tax credit. This section amends those requirements to make available premium tax credits for the purchase of “catastrophic-only” qualified health plans and certain qualified plans not offered through an Exchange. "
If I'm reading it correctly it should bring back catastrophic only health insurance, something that is personally very attractive.
And this reads that a married couple, over age 60, with less than $150K income will get $8,000 per year tax credit:
"This section creates an advanceable, refundable tax credit for the purchase of state-approved, major medical health insurance and unsubsidized COBRA coverage. To be eligible, generally, an individual must not have access to government health insurance programs or an offer from any employer; and be a citizen, national or qualified alien of the United States, and not incarcerated. The credits are adjusted by age:
• Under age 30: $2,000
• Between 30 and 39: $2,500
• Between 40 and 49: $3,000
• Between 50 and 59: $3,500
• Over age 60: $4,000
The credits are additive for a family and capped at $14,000. The credits grow over time by CPI+1. The credits are available in full to those making $75,000 per year ($150,000 joint filers)."
Finally with the higher contribution limits to an HSA, it seems a married couple can withdraw up to $13,100 from a tax deferred account, such as an IRA or 401k, deposit in an HSA and protect the withdrawal from taxation.
Disappointingly I don't read anything that fundamentally will reduce the cost of health care.