BCBSSC is the only company offering on-exchange or off-exchange plans. All of their plans are EPO. Their individual market plans are no longer connected to the nation-wide BlueCard Provider Network as of 2017. They will make a payment for out-of-network emergencies but you can be balanced billed in most states. You may want to consider keeping the retiree plan if it has a broad network and you plan to travel out of state frequently. Their individual plans are also age rated, meaning the premiums increase each year for both age and inflation. This assumes they continue to offer individual plans in the future. See the HealthSherpa link in the post above for a list of current plans.