CRLLS
Thinks s/he gets paid by the post
I was a good little boy and did what everyone told me to do. "Save in pretax dollars because your tax rate will be lower when you retire". Yeah right! I wish I knew then what I know now. I now wish I would have put everything into Roths. I know that I will be in the same bracket now as I was then, and most here point out that there is no difference. However, I later found that 85% of my SS will be taxed when withdrawing from my 401K and IRA's. If they were in Roths, that would not be the case. But not only for me (us) the bite will be much worse should one of us "go" before the other and the tax brackets will change du to single filer vs married filing joint.
I'm not complaining, but I do wish I knew more back then.
I'm not complaining, but I do wish I knew more back then.