Just_Steve
Thinks s/he gets paid by the post
So a company my wife worked for about 20 years ago sent her an offer of a lump sum payment for $13k she is vested and if she waits until 62 she will get a small monthly payment of $145. She is in good health and has family longevity. So the question is: Should she take the lump sum and roll it into an IRA or just wait and take the small monthly for the rest of her life?