LXEX55
Recycles dryer sheets
At age 63 I am probably going to go with 60% total bond fund, 40% total stock fund from Vanguard. Ben Stein recommends an even 50-50 split.
+1So I personally think that comparing anyone's net allocation with SGOTI is unproductive. Many factors affect a choice of allocation strategy.
....So I personally think that comparing anyone's net allocation with SGOTI is unproductive. Many factors affect a choice of allocation strategy.
Ben Stein recommends an even 50-50 split.
Agree, an appropriate allocation is dependent on a number of factors. I have a non-COLAed pension that meets all my current needs, plus I will have near max SS when I take it. Plus, I don't care if I leave a legacy. Would my AA be the same as someone with no pension or SS or that wants to take care of kids after I'm gone?