Sunnymar
Recycles dryer sheets
I now have Medicare supplement Plan N, since moving to a new zip code I can get a Medicare Advantage PPO with better coverage and lower premium. I did have a Medicare Advantage PPO plan I loved but it left my zip code. I will not consider a HMO plan.
Reading this forum, I see many prefer the supplement plans, especially the Plan F-HD. I did find a Plan F-HD with very low premiums but of course I need to qualify. I called a local agent who said I can apply, see if I qualify, then decide. The agent also said I should be able to contact Blue Shield directly to change my current BS plan from N to F-HD.
What do you think I should do, keep N, move to F-HD or Advantage PPO.
I am healthy now but I'm always looking toward an unknown future for the best plan to take the best care of me. A lower premium today is less important than future good coverage.
Reading this forum, I see many prefer the supplement plans, especially the Plan F-HD. I did find a Plan F-HD with very low premiums but of course I need to qualify. I called a local agent who said I can apply, see if I qualify, then decide. The agent also said I should be able to contact Blue Shield directly to change my current BS plan from N to F-HD.
What do you think I should do, keep N, move to F-HD or Advantage PPO.
I am healthy now but I'm always looking toward an unknown future for the best plan to take the best care of me. A lower premium today is less important than future good coverage.