Backpacker
Recycles dryer sheets
I've been in the market for 30+ years, I'm 54. My only fear is that DW and I are both looking to RE in next year or 2, and I fear the drop coming immediately after we punch out... sequence of return risk. I'm sure a correction is coming and am fine with it, just worry about it coming at RE. We'd be fine just have to suck it up and live frugally for the first few years if timing bites us in the butt. Few years ago we switched to 70/30, was at 80/20. Planning on staying at 70% equities indefinitely. We plan to mitigate some of the risk by gradual exit from working. I switched to PT, DW retiring next June, draw pension and hopefully get hired back as contract employee. If she does I will be done, if she doesn't go back she is done and I will continue PT for a while. That's my story and I'm sticking with it,,, or not[emoji4]