audreyh1
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I have 10 monthly bills & 1 auto transfer a month. How do you set it to your debit card instead of checking account?
I think you have to do it at the vendor’s site.
I have 10 monthly bills & 1 auto transfer a month. How do you set it to your debit card instead of checking account?
+1So, no way am I doing debit transactions with MY money. I don't care if you offered 5 or 6%.
4%?I get 4% from my bank and need 15 debit transactions and can easily do that with gas purchases and going to the store for fresh produce on the way home from work. If I miss the limits I just don't get the interest THAT month.
etrade offering $600 if you move a quarter million. Such a competition for our deposits these days. Move a mil, they give you $2500. Must keep the money in for 6months. If you are at a re-balance point might be worth the look.
Move $15k to CitiGroup Check+Saving and get $400.
Deposit $25k into a Huntington Accelerated bsn acnt and earn $750 after 60days.
Basically move and keep put for 90days $290k and you yield a 1.25% return on your investment. Do the song and dance 2x in a year and you earn 2.5%. Nope not worth it when you can likely buy the 9month CD.
Fidelity used to offer stuff like this. I got cash for depositing the proceeds from the sale of a house while we were waiting for the new one to be built. I also got a couple Apple gift cards, but then they stopped doing it. They only offer free trades now.
Just an FYI, they will report the bonus so you pay taxes on it as misc income.
That's very interesting. We will soon be in the process of selling two homes and moving to a family owned rental before we will most likely build. I have wondered what to do with the sizable amount of cash that I would want to access within about 6 months or so after selling and some of these deals seem like a decent idea. Not a bad problem to have, I guess.
I withdraw $100 at an ATM or at the grocers a few times a month. How do you do that without a debit card?
Huh. I wasn't aware that an ATM card would work at the grocers. Learn something new everyday (or at a bank other than the one the card is from)
seems to be a lot of misunderstandings all around here.
first, the CU credit card is just as "true" as any other credit card that one may obtain from AMEX or Cap One or any such institution. it is not "tied" to ones money. In this case is a VISA with the CU name on it. It is paid separately. In my case the CU pays 2.5% on the first 25k, 0.5% on any balance over that if one does the following, and almost forgot i also get 1% cash back on credit card charges, so another reason to use the credit card only:
1) has at least one ACH transaction per month (pension deposit counts for this, also regular or one time transfers from brokerage)
2) logs in to checking at least once per month
3) electronic statements, not paper
4) min of 15 charges on credit card or debit or both combined for a total of $500 min
All this is easy peasy for me and does not seem like a "game" at all, but to each his own
for me it is just a way to get enough interest to pay say the water bill for "free" each month, so i guess you can call that a "game" if you must. The rest of my charges get done with cards that give me travel points or a larger cash back
I don't think an ATM card will work at the grocers. They are just for getting cash out of your account. You can often use an ATM card at a different bank, but you'll probably pay a fee to do so.
An ATM card doesn't have the Visa or MasterCard logo on it, just the name of the bank or credit union that issued it. A debit card has one of those logos.
I don't think an ATM card will work at the grocers. They are just for getting cash out of your account. You can often use an ATM card at a different bank, but you'll probably pay a fee to do so.
No, that is what I was trying to say.
The definition of an ATM Card is that is doesn't have the Visa or MC logo and can only be used to get cash from your account.
Debit cards have the logo and can be used for purchases at stores.
I have a Visa debit card issued by Fidelity that I can use at ATM’s (no fee by the way) and for transactions.