marko
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Mar 16, 2011
- Messages
- 8,521
Ok folks, this should be a short thread. I just want to make sure I'm not missing anything.
Caveat: This is a simple question. Please: Let's not get into the benefits of taking SS at whatever age or let it drift into the solidity of the program; we don't need another poor dead horse getting beaten.
Here's my question:
I took SS at 62. DW is six years younger than I and will also be taking it at 62.
Key: Her benefit is almost exactly the same as mine; within $600 annually.
I think there is no benefit in her filing any special way (spousal benefit or anything like that) because her benefit is the same as mine. She should just file on her own, without any gymnastics right?
I never fully understood the spousal benefit process and the most recent change a few years ago, so any insight appreciated.
Yes, yes, yes, we fully understand the differences between waiting to FRA and 70...let's not go there. We just want to know if we're missing some filing process that could be beneficial; I don't think there is but...just asking.
Caveat: This is a simple question. Please: Let's not get into the benefits of taking SS at whatever age or let it drift into the solidity of the program; we don't need another poor dead horse getting beaten.
Here's my question:
I took SS at 62. DW is six years younger than I and will also be taking it at 62.
Key: Her benefit is almost exactly the same as mine; within $600 annually.
I think there is no benefit in her filing any special way (spousal benefit or anything like that) because her benefit is the same as mine. She should just file on her own, without any gymnastics right?
I never fully understood the spousal benefit process and the most recent change a few years ago, so any insight appreciated.
Yes, yes, yes, we fully understand the differences between waiting to FRA and 70...let's not go there. We just want to know if we're missing some filing process that could be beneficial; I don't think there is but...just asking.