4 Years of FIRE & Perpetual Travel/Nomad Life

Thanks for the posts and I hope that there are many more to come. We are hoping for a similar retirement. However I plan to keep my WY residence and house as Home base and then rent for months at a time where we go maybe airbb as you suggest. We are also hoping for some diving as well.
 
Thanks for the posts and I hope that there are many more to come. We are hoping for a similar retirement. However I plan to keep my WY residence and house as Home base and then rent for months at a time where we go maybe airbb as you suggest. We are also hoping for some diving as well.

One thing about keeping a residence in the U.S. is that the cost (property tax, insurance, upkeeping, etc.), in my case, it is more than $10K a year. Plus the money could also be invested in the house is sold. This is particularly important if you don't want to return to the same place after your travel years.
 
Really enjoying the thread.

How do you find a he live aboard? Is there a particular website or venue you search? Not a diver here but water is my "thing".

Would love to here more.
 
Especially the Dutch & Germans. I wish more US kids could do the same.
I noticed this revelation when in Queenstown, NZ during Anzac week. Sooo many dutch kids there visiting and I thought wow, that is cool. I was fortunate to be able to go to Amsterdam, Prague, Vienna, Budapest, Germany, Greenland, Mexico and of course Canada all before I graduated high school. I know a lot of my friends just didn't think that big, but my ole man sure helped me to.
 
Diver, how do you get US health insurance without a home base? I’ve never explored that but I thought US health insurance is state-specific?

Really enjoying reading about your story. We would love to rent our condo out, see our cars, put other stuff in storage, and hit the road. Our dog holds us back. I assume you don’t have a pet? I would think the nomad lifestyle would be quite difficult with a pet along.
I read alot of very helpful advice from full time RVers online about this issue before we left. They face similar issues with residency, etc., even though they travel mainly in the US. Basically, after we sold our house, we legally established residency in a no-tax state, got our drivers licenses there and turned in our GA ones, etc., as everyone has to establish a state of residency for such things. Each state has their own requirements to establish residency, and we were interested only in no-tax states, as are many RVers. We have our ACA policy in that no-tax state. Filed our last GA state income tax return, and that was that. There are some states that are aggressive in claiming you are still a tax resident after leaving like CA, NY, etv., so very important to clearly establish residency in your chosen state before leaving. FYI, you can easily vote in that state as well while abroad
 
Really enjoying the thread.

How do you find a he live aboard? Is there a particular website or venue you search? Not a diver here but water is my "thing".

Would love to here more.
My first stop is usually liveaboard dot com to get an idea of prices for liveaboards in a particular place. Tripadvisor sometimes has reviews for some of them.
 
Oh, and several people asked about pets. When our last cat died, we knew we were doing this, so no more pets. We met a young couple last week traveling with their 10 yo son and dog on a multiyear trip traveling through all of North America and South America in a converted ambulance! They were staying in the downstairs apt from us here in Mexico. Of course, we got a tour of their ambulance conversion. Now that is an adventurous family! By the way, the lights & sirens still work. That's one way to get through traffic, haha!
 
I really admire you for doing what you want as far as Travel Vagabonds. It's not for everybody, but if you love it, then go for it!



We have been doing a modified version of Travel Nomads for 10 years now.... We leave for the 3 months of winter (Snowbirds) and immerse ourselves in a local culture. Bahamas, Australia, Hawaii, -- next year is Antigua. We spend enough time in a smaller community that we start to blend in and become locals.



At the end of three months though, we are always anxious to come home to our friends and our 'stuff' that we need for our many hobbies. I would happily shed our 'stuff' if we were not addicted to these hobbies.


But, good for you on doing what you want and not just sitting on your duff as the 95% of the population does.
 
Diver thanks for sharing your story.....very inspiring!
Would love to hear more of your travels.

Cheers. :)
 
I really admire you for doing what you want as far as Travel Vagabonds. It's not for everybody, but if you love it, then go for it!



We have been doing a modified version of Travel Nomads for 10 years now.... We leave for the 3 months of winter (Snowbirds) and immerse ourselves in a local culture. Bahamas, Australia, Hawaii, -- next year is Antigua. We spend enough time in a smaller community that we start to blend in and become locals.



At the end of three months though, we are always anxious to come home to our friends and our 'stuff' that we need for our many hobbies. I would happily shed our 'stuff' if we were not addicted to these hobbies.


But, good for you on doing what you want and not just sitting on your duff as the 95% of the population does.
Cut-Throat, your 3 month snowbird immersion in a different place every year sounds wonderful! Agree that we all need different things, and probably different things at different times of our lives. Finding that happy balance is what we all strive for. Sounds like you have found your Bliss. Sounds like a wonderful retirement to me.
 
I read alot of very helpful advice from full time RVers online about this issue before we left. They face similar issues with residency, etc., even though they travel mainly in the US. Basically, after we sold our house, we legally established residency in a no-tax state, got our drivers licenses there and turned in our GA ones, etc., as everyone has to establish a state of residency for such things. Each state has their own requirements to establish residency, and we were interested only in no-tax states, as are many RVers. We have our ACA policy in that no-tax state. Filed our last GA state income tax return, and that was that. There are some states that are aggressive in claiming you are still a tax resident after leaving like CA, NY, etv., so very important to clearly establish residency in your chosen state before leaving. FYI, you can easily vote in that state as well while abroad



Very interesting, thanks!
 
Oh, and several people asked about pets. When our last cat died, we knew we were doing this, so no more pets. We met a young couple last week traveling with their 10 yo son and dog on a multiyear trip traveling through all of North America and South America in a converted ambulance! They were staying in the downstairs apt from us here in Mexico. Of course, we got a tour of their ambulance conversion. Now that is an adventurous family! By the way, the lights & sirens still work. That's one way to get through traffic, haha!



Yes I would think having a pet would be quite difficult with this lifestyle. Many countries wouldn’t allow a pet to be brought in, and with cultural attitudes differing so much, I would think having a pet would severely limit options for places to stay.
 
We are now in Year 4 of our FIRE adventure, having retired and sold our house in Atlanta to travel the world. I was first inspired by Billy & Akaisha Kaderli in 2005 after I heard them on the Clark Howard radio show and then ordered the 1st edition of their ebook, The Adventurer's Guide to Early Retirement. DH was immediately on board, and our planning began for our great escape in January 2016. It has been a wonderful ride! We have seen some amazing places, have some fabulous memories, have met some incredible people, and we are nowhere near "done" seeing this big, beautiful world. So many more adventures left.

I know that there are lots of people that have blogs and such detailing their travels, but we were lucky enough to meet our original inspirations this month in Chapala, Mexico and heard that they just finished the 4th edition of their ebook that inspired us and so many others. I wanted to share it for any other folks considering this lifestyle. Billy & Akaisha have been at this for nearly 30 years, having retired at 38 to travel, back before Google, smart phones, online banking, etc. I can't even inagine!

I recommend their book to anyone thinking about travel after FIRE, especially budget travel, full or part time. It changed the direction of our lives in a wonderful and exciting way, and we have met alot of other people on the road that they also inspired. Here is a link to their latest edition: https://www.retireearlylifestyle.com/orderpage.htm



I downloaded this and it’s very interesting. Thanks for the recommendation. Some of it is preaching to the choir here (LBYM, pay yourself first, etc.). I think their observations about adapting to other cultures are spot on. We spent three months in the USVI and realized quickly that the key to enjoyment was living as the locals do and not expecting everything to be just like the US mainland.
 
I downloaded this and it’s very interesting. Thanks for the recommendation. Some of it is preaching to the choir here (LBYM, pay yourself first, etc.). I think their observations about adapting to other cultures are spot on. We spent three months in the USVI and realized quickly that the key to enjoyment was living as the locals do and not expecting everything to be just like the US mainland.
Glad you liked it, Scuba. I agree with you 100% on how to enjoy and be happy with different cultures. When in Rome...and Vive la Difference!
 
In our years of travel some of the unhappiest travelers, the biggest moaners/complainers, and the rudest were the ones who expected everything to be the same as home. From food to customs to accommodation. Made us wonder why they bothered to travel.
 
Why would people expect it to be the same? You travel for a new experience. Luckily we haven’t met many complainers.
 
.... the ones who expected everything to be the same as home.

One of the reasons we find accommodations in back alleyways, ride early morning, (preferably old), commuter trains, explore the 'wrong side of the tracks' in cities, etc, etc, is to attempt to observe places as the locals see them.

Being continually surrounded by other tourists is not on our agenda.
 
Our spreadsheet shows us at exactly $8k/mo average
Cool! My wife and I are divers, and our monthly budget will be about the same. You mentioned that you weren't blown away by the Great Barrier Reef. What were your favorite places to dive?

Mine so far are Maldives, Bali, Wakatobi, Palau, Caymans, and Monterey.
 
I just realized that we retired in January 2014, so it's been over 5 years. Somehow what they say is true, "when you're over the hill, you start to pick up speed." Seems like only three.

We tried to sell the house in 2016 without success due to local issues -- small houses sell like hotcakes, not so bigger ones. Since then we've parked an adult kid here to manage things when we're away. At the current time, we're keeping it, as we've owned it for 25 years. Although there's a mortgage, the payment is less than an apartment would be.

We spent three summers in Europe, mostly via pet-sitting. See www.trustedhousesitters.com for info on that. This year we're spending more time at home, but there's an excursion to NZ coming in October, and it's off to Europe again next April. Meanwhile there are cats in Victoria BC and Kona to be minded.

We've done this by spending down savings until recently; I started SS at 69.5 in January, and DW converted from spousal to her own benefit at 68 just this month. We own a small office condo whose mortgage will end next month, so that's like a third SS check. It'll be enough.

Nothing magic about how we got here. We're pretty frugal, and both being self-employed meant that we couldn't take long expensive vacations during our work years. So now it's "go, go, go" until we can't, at which time we'll have to settle for rocking chairs and a terabit Internet connection, I guess.

You can read about the travels at seniorgapyear.wordpress.com

She's a snorkeler, if it matters.
 
Thanks for sharing your exciting retirement. We have traveled across the country 4 times with our RV although for only 2 months at a time. We come home to plan and rest for our next trip. Home is now an 800 square foot house that we can lock and leave. We got rid of most of our stuff when we sold our "family home." Life is pretty good and at 2 bdrms and 1 bath, no room for the kids to move back in!

Keep sharing your adventures with us. We can all learn where we might like to go next from some of your adventures. Safe journeys and fun times for you always.
 
Cool! My wife and I are divers, and our monthly budget will be about the same. You mentioned that you weren't blown away by the Great Barrier Reef. What were your favorite places to dive?

Mine so far are Maldives, Bali, Wakatobi, Palau, Caymans, and Monterey.
Nondivers, please skip right over this!

We just finished our planning tonight for a 2 week trip to Maldives, incl a 1 wk liveaboard! So happy to hear you liked it!

We also loved Palau. So beautiful! I hope you saw the super friendly Napolean wrase there that like to be "petted". Bali was OK, but we were over by the Liberty wreck. We have done Grand Cayman, but need to get around to the other Caymans. We have not been to Wakatobi, so will have to look into it.

Our favorite pkace so far is Indonesia, specifically Raja Ampat. Really incredible, we thought. We decided not to rough it in a homestay (could not deal with no fresh water showers!) and stayed at the only modern dive resort there, Meridian, and all their boats and equipment were brand new, the dive shop kids were all from South Africa, but all the dive guides and captains were locals who knew that water like the back of their hands. Every dive seemed better than the one before. Komodo was nice too, but the currents in some places were almost too much. That said, you will see some huge mantas there.

For wrecks, there is no comparison to Chuuk/Truk. I think there are over 60 wrecks there from WWII Operation Hailstorm (mainly shipwrecks, but also some planes). It was so eerie diving through huge ships through torpedoes and bomb holes. We dove some of the Japanese wrecks with a Japanese diver, who shared all his uw pics with us. It is their Pearl Harbor, so to speak, so that was interesting. Go sooner rather than later, as some wrecks are still full of fuel and are deteriorating.

Also, we were wowed by Tubbataha Reef in the Philippines, which we had never heard of until we got there. It is really great diving teeming with sharks, and we were arms length of a curious whale shark on one dive. Incredibly clear water and a pristine reef. It is a well protected national park reachable only by liveaboard (too far for any fishermen to ruin) and only open for diving a few months a year. If you go to the Philippines, you have to check it out. It was by random luck that we heard about it at the end of their season and caught the very last liveaboard to go. It was a bit of a rickety old boat, but the diving more than made up for it, esp the whale shark, and all the other liveaboards were gone for the season, so we had the place to ourselves. Did I say dumb luck?

You have already been to some incredible places, but there are even more to enjoy for us all. We are doing a 2 week liveaboard trip to the Red Sea in Egypt in June (from Marsa Alam) , so PM me if you like in July, and I will let you know how it compares.

Happy bubbles!
 
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Thanks for sharing your exciting retirement. We have traveled across the country 4 times with our RV although for only 2 months at a time. We come home to plan and rest for our next trip. Home is now an 800 square foot house that we can lock and leave. We got rid of most of our stuff when we sold our "family home." Life is pretty good and at 2 bdrms and 1 bath, no room for the kids to move back in!

Keep sharing your adventures with us. We can all learn where we might like to go next from some of your adventures. Safe journeys and fun times for you always.
Thanks, kimcdoug! I think an 800 square foot retirement home sounds just perfect for when we eventually slow down and want a base. I expect that will happen eventually, and the lock and leave part is "key"! Your RV adventures sound fun, too! There is so much of the U.S. we haven't seen yet, and we would like to one day.
 
I just realized that we retired in January 2014, so it's been over 5 years. Somehow what they say is true, "when you're over the hill, you start to pick up speed." Seems like only three.

We tried to sell the house in 2016 without success due to local issues -- small houses sell like hotcakes, not so bigger ones. Since then we've parked an adult kid here to manage things when we're away. At the current time, we're keeping it, as we've owned it for 25 years. Although there's a mortgage, the payment is less than an apartment would be.

We spent three summers in Europe, mostly via pet-sitting. See www.trustedhousesitters.com for info on that. This year we're spending more time at home, but there's an excursion to NZ coming in October, and it's off to Europe again next April. Meanwhile there are cats in Victoria BC and Kona to be minded.

We've done this by spending down savings until recently; I started SS at 69.5 in January, and DW converted from spousal to her own benefit at 68 just this month. We own a small office condo whose mortgage will end next month, so that's like a third SS check. It'll be enough.

Nothing magic about how we got here. We're pretty frugal, and both being self-employed meant that we couldn't take long expensive vacations during our work years. So now it's "go, go, go" until we can't, at which time we'll have to settle for rocking chairs and a terabit Internet connection, I guess.

You can read about the travels at seniorgapyear.wordpress.com

She's a snorkeler, if it matters.
I will check out your site. Retirement does fly by when you're having fun, doesn't it? A catsit in Kona? Hmmm, I do love cats!

While here in Chapala (we're leaving in a few weeks) Billy & Akaisha have introduced us to a single guy and a couple who are separately housesitting successfully in the area. Of course, they know of many others doing it all over like you are. The couple has a permanent 6 month housesit every year here. It is definitely something people should consider if it appeals to them, and it certainly cuts housing costs significantly.
 
Nondivers, please skip right over this!

We just finished our planning tonight for a 2 week trip to Maldives, incl a 1 wk liveaboard! So happy to hear you liked it!

We also loved Palau. So beautiful! I hope you saw the super friendly Napolean wrase there that like to be "petted". Bali was OK, but we were over by the Liberty wreck. We have done Grand Cayman, but need to get around to the other Caymans. We have not been to Wakatobi, so will have to look into it.

Our favorite pkace so far is Indonesia, specifically Raja Ampat. Really incredible, we thought. We decided not to rough it in a homestay (could not deal with no fresh water showers!) and stayed at the only modern dive resort there, Meridian, and all their boats and equipment were brand new, the dive shop kids were all from South Africa, but all the dive guides and captains were locals who knew that water like the back of their hands. Every dive seemed better than the one before. Komodo was nice too, but the currents in some places were almost too much. That said, you will see some huge mantas there.

For wrecks, there is no comparison to Chuuk/Truk. I think there are over 60 wrecks there from WWII Operation Hailstorm (mainly shipwrecks, but also some planes). It was so eerie diving through huge ships through torpedoes and bomb holes. We dove some of the Japanese wrecks with a Japanese diver, who shared all his uw pics with us. It is their Pearl Harbor, so to speak, so that was interesting. Go sooner rather than later, as some wrecks are still full of fuel and are deteriorating.

Also, we were wowed by Tubbataha Reef in the Philippines, which we had never heard of until we got there. It is really great diving teeming with sharks, and we were arms length of a curious whale shark on one dive. Incredibly clear water and a pristine reef. It is a well protected national park reachable only by liveaboard (too far for any fishermen to ruin) and only open for diving a few months a year. If you go to the Philippines, you have to check it out. It was by random luck that we heard about it at the end of their season and caught the very last liveaboard to go. It was a bit of a rickety old boat, but the diving more than made up for it, esp the whale shark, and all the other liveaboards were gone for the season, so we had the place to ourselves. Did I say dumb luck?

You have already been to some incredible places, but there are even more to enjoy for us all. We are doing a 2 week liveaboard trip to the Red Sea in Egypt in June (from Marsa Alam) , so PM me if you like in July, and I will let you know how it compares.

Happy bubbles!



Thanks for this post. We have considered a liveaboard in Raja Ampat. We spent 2 weeks on Gangga Island in 2015 and really liked the diving there. Maldives is on our bucket list, as is the Tubbataha Reef.

When you did the Great Barrier Reef, did you go out to Osprey Reef and Lizard Island? We are thinking of this but have read a lot about coral bleaching in that area.

Have you ever dove Papau New Guinea? That’s another one we’d like to try. So many places!
 
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