RetiredAndLovingIt
Thinks s/he gets paid by the post
My Blue Shield Pharmacy co-pay is $16 after deductible is met for Tier 1 drugs but last week I was charged a lot less, $3 and $8 for 2 different antibiotics and it's not the first time. I have not met my deductible. I seem to remember a letter from them about the price of drugs possibly being less than the copay and if so would pay the lesser amount. Is that the norm for all ACA plans or are they just being nice? I'm thinking of moving to a bronze plan for 2020 with Kaiser and wondering if the same policy happens with them. I'm also wondering if I can take a Kaiser prescription to an out of network pharmacy to be filled if it turned out to be quite a bit cheaper elsewhere?