Welcome to the Forum! A lot of good people here with good advice/wisdom..... Marry or associate with a partner that has the same goals and not "high maintenance". I suggest the book Millionaire next Door as a starter. Invest the max in your 401k as you possibly can. I put 22% of my pay away from day 1 with Megacorp, they matched the first 6% 100%; and I did it for 35 years. When you get your quarterly statement, they give you the winners and losers for the quarter. Buy the losers; everything goes in cycles. My wife and I make very good money with rental property, but it's not for everybody. Good luck to you!