feelthefreedom
Confused about dryer sheets
- Joined
- May 26, 2007
- Messages
- 7
Hi, been struggling with this for a long while.
Current excessive valuations have me holding about 70% cash. We have about a third of that in a 401K stable value fund earning around 2-3%.
Vanguard gives their 401K's a similar option called stable value trust...but nothing for IRA accts so we're forced to be in money market fund making .01%.
Appreciate anyone's help about what to do as a alternative to cash to make maybe 1+ percent. Even M1 Financial pays 1% on their checking acct but I'd prefer to stay in Vanguard if possible.
Thanks.
Current excessive valuations have me holding about 70% cash. We have about a third of that in a 401K stable value fund earning around 2-3%.
Vanguard gives their 401K's a similar option called stable value trust...but nothing for IRA accts so we're forced to be in money market fund making .01%.
Appreciate anyone's help about what to do as a alternative to cash to make maybe 1+ percent. Even M1 Financial pays 1% on their checking acct but I'd prefer to stay in Vanguard if possible.
Thanks.