Austin704

Thanks for your time and responses. Happy Thanksgiving!

In the world of IRA and Roth accounts, there is no concept of capital gains. What matter is the amount of $ that one transfers from IRA...

I've made Roth contributions at Schwab from this settlement account many times. Most recently a few days ago. It's a straightforward...

Thanks. I looked and looked, and I finally found the rule by using "Find on Page" and searching for "cash". It was the 2nd instance. I...

Yes, it's the default fund that Schwab uses when money is moved to or from the account or when funds are liquidated.

I don't see an issue making a contribution from a Schwab sweep taxable brokerage account into a Roth, as long as the earned income...

Thanks for clarifying. That takes in-kind contributions from taxable to Roth off the table.

Roth conversions (from traditional IRA to Roth IRA) may be done in-kind. Contributions to IRAs (either to Roth IRA or traditional IRA)...

I assume that the "tax consequences" to which you refer implies that the in-kind transfer of equities from a brokerage to a Roth IRA...

I was able to do it online by myself with Fido. I clicked the "transfer" button and chose to transfer from my IRA to Roth. Fido warned...

Thank you for the additional detail. That would have been even better.

This sounds OK to me (as long as she has enough earned income as you have mentioned). The IRS only care about the $ amount (as long as...

She is, fortunately. Only about 5% of her holdings in the brokerage are in fixed income.

Greetings! Questions: Can my sister transfer funds directly from her taxable brokerage sweep fund to a Roth IRA (both at Schwab) as...