OldShooter
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Well, I think your question really has two pieces: A one-year question and a long-term question.
The one year question is: Measuring total return as after-tax money in your pocket, will the bond fund or the govvie have superior return over one year? My guess and I think the sense of the thread is that the govvie will probably do better. I don't see that the long-term plan for the money is a factor in your decision.
Now, after the one year, what to do? Since none of us know what the year will bring and this is a decision that you don't have to make right now, don't make it.
The long term is just a bunch of short terms strung together.
The one year question is: Measuring total return as after-tax money in your pocket, will the bond fund or the govvie have superior return over one year? My guess and I think the sense of the thread is that the govvie will probably do better. I don't see that the long-term plan for the money is a factor in your decision.
Now, after the one year, what to do? Since none of us know what the year will bring and this is a decision that you don't have to make right now, don't make it.
The long term is just a bunch of short terms strung together.