steelyman
Moderator Emeritus
I received an update from Ed Slott’s website today. One thing that caught my eye was a statement that IRA beneficiaries may use them:
https://www.irahelp.com/slottreport/4-qcd-rules-may-surprise-you
QCDs are not limited to IRA owners. If you are an IRA beneficiary, you may also do a QCD. All the same rules apply, including the requirement that you must be age 70½ or older at the time the QCD is done.
https://www.irahelp.com/slottreport/4-qcd-rules-may-surprise-you