The best deal today on Fidelity is the City National 5.1%/3 year non-callable. But with the SVB bank asset sale, treasury yields are ticking back up.
so we should wait for the 8% 5 year non-callable cd ?
The best deal today on Fidelity is the City National 5.1%/3 year non-callable. But with the SVB bank asset sale, treasury yields are ticking back up.
I guess the big brokerage houses pretty much all have the same things since Schwab has that one too.The best deal today on Fidelity is the City National 5.1%/3 year non-callable. But with the SVB bank asset sale, treasury yields are ticking back up.
so we should wait for the 8% 5 year non-callable cd ?
Wells Fargo has an offer: move $25k in new money to their savings for 90 days and you will receive $525. Sounds great until you read the fine print. Their savings account pays 0.15%. So, if you are moving money from a HYSA to their savings, the deal isn't so lucrative.
Schwab has a non callable 18mo for 5.4% at this time. You might want to check it out. But you'll probably need to move quick.So looking at locking in $53K into a vanguard cd.
Appears First Fed bank callable 9/23 @100 2 year term
vs
Charles Shwab 5.05 2 year
if I search 18 months all cd listed are not callable,
If its callable, what are the chances that the rate apy will actually be adjusted / lowered?
Dont really care to deal with a lower rate.
Should I just go for the 18 months non callable & call it done?
I skipped Zion. Did not like their rating. I am almost all in on my CDs now, we currently have 4 in our ladder + a MYGA, average return over 5.3% (Very happy with that!). We Still have $250k to go. I probably will go for a 9-month next month, so return is not recognized till 2024. DW still with the ACA.
Alternatively those who wan the "touchy feely" in branch experience can get a 4.35% APY 11 month CD at City National Bank.
https://www.cnb.com/personal-banking/accounts/certificates-of-deposit.html
You may already know that Signature Bank of New York, NY, was recently closed by its primary banking regulator. I'm writing regarding your Signature Bank certificate(s) of deposit (CD), which are held in your account noted above. Please note that to protect depositors, the FDIC entered into an agreement with Flagstar Bank of Hicksville, NY, to assume all brokered deposits of Signature Bank.
There is no known impact to your Signature Bank CD(s) at this time. However, the acquiring bank may lower the interest rate(s) on the CD(s) or redeem the CD(s) ahead of their maturity date(s). If the CD(s) are redeemed early, the cash proceeds will be credited to your account. If the interest rate(s) on the CD(s) are lowered, we will notify you as soon as possible, and you will likely have the option to redeem the CD(s) early.
I skipped Zion. Did not like their rating.
VanguardSWVXX is up to 4.61% this morning.