COcheesehead
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Our plan is to invest in non-dividend generating assets, then use the gains over time to offset with large loss carryforward, so there are ways to "get more" out of it than just $3k per year.
People misunderstand the $3000 credit against ordinary income. You will use as much as you have to offset any gains, no cap, only the excess will produce up to the $3000 credit per year.