I didn't check any of the options since none really fit. I had the option of staying in the employer's BCBS PPO group health plan for 30% of the premium for me and DW for life, or pay 20% (as I did while working) for one year after retirement for every year of county service. This was a no-brainer, so I took the 30% option.
The total premium that I pay is now $437.57 per month, and the plan is the same as when I was working except that after age 65 it becomes secondary to Medicare. So basically it picks up where Medicare leaves off. Prescriptions are either $10, $20, or 30 depending on what "tier" of the forumulary they're in. Most often I pay $10 but occasionally it's one of the other two, but it's so rare that I don't much care. There are no deductibles and no minimum OOP or any of that other stuff I read about here. It is very rare that I see a medical bill and when I do it's on the order of $10.
It's a great deal and I'm very much aware of that, and every time I go to the doctor or have a hospital stay I'm so grateful to my 22-year-old self for applying for the job I did at the employer I did. Of course I didn't give any of that a thought, but who does when they're 22 and in perfect health? And I hope and pray the former employer sticks with the deal (which they don't have to) until both me and DW are pushing up daisies. Over the past ten years I've run up well into multiples of six figures in medical bills that were covered entirely.
There is a dental plan, but mostly it just covers two checkups and a few fillings a year, and there is a vision discount plan but I wouldn't call it an insurance plan since is doesn't cover much.
So yeah, I'm very lucky and I know it.