TheWizard
Thinks s/he gets paid by the post
This thread raises a question for me.
Most of my tax-deferred money is in my 403(b) plan with TIAA even though I retired in 2013.
I've been doing partial transfers to my tIRA at Vanguard each December after completing my RMD, the reason being: to allow me to do QCDs in future years.
My largest holding at TIAA is VIIIX which is an institutional version of Vanguard's S&P 500 index fund VFIAX but with a lower ER of 0.02%.
VIIIX has a minimum requirement of $100 Million which my former employer's plans apparently meet, totalled over a few thousand people.
So will I be able to do a partial IN KIND rollover of VIIIX shares from TIAA to Vanguard? Whereupon it would be converted to the higher ER VFIAX class?
I'm guessing the only way to find out is to ask Vanguard...
Most of my tax-deferred money is in my 403(b) plan with TIAA even though I retired in 2013.
I've been doing partial transfers to my tIRA at Vanguard each December after completing my RMD, the reason being: to allow me to do QCDs in future years.
My largest holding at TIAA is VIIIX which is an institutional version of Vanguard's S&P 500 index fund VFIAX but with a lower ER of 0.02%.
VIIIX has a minimum requirement of $100 Million which my former employer's plans apparently meet, totalled over a few thousand people.
So will I be able to do a partial IN KIND rollover of VIIIX shares from TIAA to Vanguard? Whereupon it would be converted to the higher ER VFIAX class?
I'm guessing the only way to find out is to ask Vanguard...