REWahoo
Give me a museum and I'll fill it. (Picasso) Give
The bad news:
On vacation with friends in Santa Fe, NM today driving a very new Saturn VUE (600 miles on the odometer) and I get rear-ended while stopped for a traffic light. A construction worker talking on a cell phone slams his 20 year old work truck into us at ~ 15 mph, including his large steel front brush guard. The rear bumper of the Vue is cut into three separate pieces and the rear hatch door bent substantially out of shape and will no longer latch.
The good news:
No one is injured, the guy who hits me has insurance, doesn’t try any funny business, the cops are reasonably prompt and courteous, and Enterprise Car Rental is very responsive when I call to report the accident. In less than 2 ½ hours we’ve done all the police paperwork, got an accident report completed, are in a new (larger) rental vehicle, and on our way.
The unknown:
I didn’t take the CDW insurance from Enterprise, so I may be in for some future hassle. I did use the Pentagon FCU Visa Card, which offers rental coverage. I called Visa to report the accident and was given a web address to use to fill out an accident report. I was informed I had 90 days to file the report, so I plan to wait and see if Enterprise goes through the other guy’s insurance company for restitution before I file with either Visa or report my accident to my carrier (USAA).
Anyone have any experience they would care to share? Should I be doing something differently?
On vacation with friends in Santa Fe, NM today driving a very new Saturn VUE (600 miles on the odometer) and I get rear-ended while stopped for a traffic light. A construction worker talking on a cell phone slams his 20 year old work truck into us at ~ 15 mph, including his large steel front brush guard. The rear bumper of the Vue is cut into three separate pieces and the rear hatch door bent substantially out of shape and will no longer latch.
The good news:
No one is injured, the guy who hits me has insurance, doesn’t try any funny business, the cops are reasonably prompt and courteous, and Enterprise Car Rental is very responsive when I call to report the accident. In less than 2 ½ hours we’ve done all the police paperwork, got an accident report completed, are in a new (larger) rental vehicle, and on our way.
The unknown:
I didn’t take the CDW insurance from Enterprise, so I may be in for some future hassle. I did use the Pentagon FCU Visa Card, which offers rental coverage. I called Visa to report the accident and was given a web address to use to fill out an accident report. I was informed I had 90 days to file the report, so I plan to wait and see if Enterprise goes through the other guy’s insurance company for restitution before I file with either Visa or report my accident to my carrier (USAA).
Anyone have any experience they would care to share? Should I be doing something differently?