jimday1982
Dryer sheet wannabe
Good afternoon everyone! My name is Jimmy and I recently stumbled upon this site after researching information on Vanguard's Managed Payout funds and I am so incredibly glad I did. I've been a big fan of the popular personal finance blogs, Dave Ramsey, and the like for a few years now, and these forums appear to be yet another absolute wealth of information on all sorts of personal finance related topics that I'm passionate about.
My stats:
All of that said, I appear to be in good company here and am looking forward to learning and interacting with everyone as we all keep on truckin' toward financial independence!
My stats:
- 28 years old
- Married (for now ) - I'll spare you the details, but it's on the skids. No kids.
- 792 FICO
- $17,400 in Roth IRA (Vanguard Target Retirement 2045 - contributing $360/month)
- $10,000 in ING Savings (Emergency Fund - will boost to $15K in next year)
- ~$4,500 in Berkshire Hathaway stock (best xmas gift of all time!)
- $3,000 in 401K (Pretty wide swath of funds - just started this year - contributing $400/month for now and will increase when 4% match kicks in next Feb.)
- $3,000 in cash for everyday expenses
- $146,000 mortgage on a condo worth about $120,000. I'm currently paying about $800/month extra on my second mortgage every month and hope to be right-side up in a couple years
- My vehicle is paid for and worth a hair over $10,000
All of that said, I appear to be in good company here and am looking forward to learning and interacting with everyone as we all keep on truckin' toward financial independence!