Recent content by 983days

  1. 9

    invest or down payment?

    As other more experienced members have indicated, your particular answer depends on other variables. I can tell you that I bought a new home in 2015, and I put 50% percent down. In hindsight I would have made more money if I had put 5% down and invested the rest in index funds. However I am...
  2. 9

    Hello from SF Bay Area! Dreaming of early retirement!

    house moves Yes, young children at home, so the solution for us has been to move only 2 miles away, rent out the previous house, buy another, fix it, then rent it, etc, etc. This way the kids stay in the same great school district, and rental portfolio increases with each move. It sounds...
  3. 9

    Hello from SoCal

    Yes, it was a nice mission bay lunch walk photo- you guys are spot on. I look forward to managing my money and properties as a full time endeavor in a few years. For now, I'll continue to enjoy short walks at lunch where I plan out in my head the next steps to reach my goal... Back to the...
  4. 9

    I am...an early wave Gen X'er

    Welcome I turned 52 earlier this year. I am also 32 months away from a potential career switch - Yes, that's what I call it. So glad to see some people in my age group getting ready to slow down the work day.
  5. 9

    Pension Question

    As with a previous post here regarding a vanguard fund, I prefer the approach of Managing this lump sum in a tax deferred account myself as opposed to having the corporation do this for me. This pension account grows every month- it's one of the reasons I still enjoy going into the office....
  6. 9

    Hello from SF Bay Area! Dreaming of early retirement!

    Welcome. I am also new to these forums with similar ideas and thoughts on retirement. Have you considered renting out your current residence and then buying a less expensive place in another area. This strategy has worked well me, you may want to consider it. Having one residence as an income...
  7. 9

    Why not drive a Tesla?

    Incredible performance and rich with features. I have been watching the 2013 Tesla S used prices closely. You can buy a lease return from Tesla starting at 40k. I switched to a cheap electric car ($6,000 used) last year. It costs me $1 dollar per day of electricity to commute 50 miles. My...
  8. 9

    Hello from SoCal

    Hello, New member here. Sitting here on a lunch break, pondering another 900 plus days before I move to lighter career schedule. Good afternoon all...
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