Retired nine years ago and I am feeling fine about loosening the reins. My wife, however, is struggling with the idea that we really do have more than enough and we can afford to leave behind a bit less than what I am projecting (no children, so beneficiaries are a few favourite relatives and...
So if Nvidia craters in a portfolio of individual stocks, it won't in the index somehow? I believe that if you hold a stock via an index it's no different than holding it in a portfolio of individual stocks (assuming the latter has good diversity) or avoid wildly speculative but very popular...
Exactly my point, yes. And you win the prize for quickly recognizing that I was talking about the S&P 500. Sometimes holding index funds can under-diversify you in important ways, depending on the holdings. So, even a 60% equity allocation that is 100% in the S&P could still give you some...
So, if I had a portfolio of several hundred stocks and the top ten represented about one-third of my holdings, that would be a red flag? The top two last time I checked represented about 14%.
-BB
When my wife's father was suffering from dementia twenty years ago he was interviewed by a geriatric specialist on his medical team. The doc told him that modern medicine is pretty good at keeping individual failing organs alive within a person; but that doesn't always ensure a good quality of...
I agree with Aerides' point of view because words matter. In this case these words are often accompanied by an attitude of devaluing a spouse's contributions at home. I believe it's important to point this out as a reminder of the critical value of an unsalaried SAHM or SAHD. :greetings10...
Fresh out of graduate school, naive and in my mid-twenties, I got a job with a small consulting firm in our large American city. How small? I had two business cards: one with Marketing Director on it and the other with a programming/analyst title. Two phone lines as well.
We developed the...