Recent content by goingtotravel

Yes that is exactly what happened, the LTCI required that she not be able to perform 2 ADL's before they would pay.

I just want to clarify what I wrote earlier. Basically I followed the interpretation of the law outlined here: https://www.elderlawanswers.com/tax-deductions-for-assisted-living-costs-7184 The article states that assisted living is fully deductible if they can't perform at least 2 of their...

I prepared taxes for several years for a relative that spent time both in assisted living and memory care. Another point to note is that not all costs incurred in a facility are deductible. We got a letter each year from the care homes that told us what percentage of costs were considered...

DH has VA coverage and is in Priority group 1. Priority group 1 pays nothing for prescriptions. Just wanted to clarify that not all priority groups are charged for medication.

My husband has been chronically ill since a few years into our 30+ year marriage and now he is terminally ill. I have had to deal with his health issues for decades, then I was in charge of the care of a family member for 5 years until they passed away, and now my husband has been diagnosed...

2.4% of the 2022 ending balance of LT investments. Pulled to shore up cash/short term reserves. Money spent above pensions in 2023 was pulled from LT investments a few years ago (and we spent more than we replenished with as it was building up and we had some blow that dough projects).

Received my booster yesterday at around 10am, then went shopping. Felt run down within 2 hours of receiving the shot. Came home and rested for the evening. Took some Tylenol before going to sleep due to waking up with muscle aches from previous doses. At around 24 hours after getting the...

Ouch! We FIRE'd with a mortgage (2.75%), 4,400+ sq ft house (6,000+ finished space including basement), 7+ acres of land, rural bedroom community of a major east coast city. Property taxes are $0 due to various programs involving both VA ratings and land use programs. Land maintained/mowed by...

Haven't moved any money from a brokerage back to TSP. Funds going the other direction seem to take about 2 weeks from the time we sign off on the transfer to when it becomes available in the IRA's.

Another retired fed here... you can do a partial rollover of the funds that you don't need between now and when you turn 59 1/2. We wanted to take advantage of the current Treasury bill/notes rates and since we know what amount we want to withdraw from TSP annually we are leaving our pre-59 1/2...

A timely post! We had yellow jackets build a nest in the wall cavity of our guest bedroom. They were entering through a gap in the soffit. It sounded like they were chewing on something in the attic space. Last week the pest control company came out and treated from the outside using a...

Train info Took my 5th trip to Japan earlier this year. Just a few things I didn't see mentioned already: 1) There is a big price increase on JR East rail passes starting in October 2023. You can buy your rail pass in advance, before the increase. If for some reason you can't buy in...

Time for an update since I have been reflecting on how happy I've been since May 2021. It's been 2 years for me and about 2 1/2 years for DH since we FIRE'd. No regrets at all and wish we could have quit sooner. Still a frequent lurker on this forum and thought it was time for an update...

We have a collection of handmade etched glassware and no heirs. The majority of those items will eventually be donated to the collectors society for that type of glassware. They auction off glass to fund the museum they run. The rest of the odds and ends we have collected will be sold to...

House updates Frequent lurker, very infrequent poster. Currently spending $$$ to get various house projects complete. Just finished putting on a new roof, having the flashing replaced, siding repaired, broken shutters replaced, and new gutters put on the house. The next projects are to tear...