Recent content by golfersailor

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    Collecting Social Security benefits at age 62

    All I can say is I took my SS early because I retired in 2009 when the market was down down. Now almost 8 years later we are sitting on a net worth that has grown 80%. I did not have a lot of money in my 401k but did have a good pension. I almost died in 2015 from a heart attack so i consider...
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    Actual Withdraw Rates

    Retired in 2009 Year 1 Zero 2. Zero 3. 4.70 % 4. 3.76 5. 3.45 6. 4.29 7. 2.98 8. 3.75 We still have grown our net worth by 60% because I took SS at 62 and I have a good pension. Life is good!
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    Close Call !

    Thanks for all the warm wishes. I start rehab next Thursday exactly 2 weeks after surgery. Amazing how quickly you start to rehab...looking forward to it.
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    Close Call !

    Last Monday I played my last round of golf here in Northern Ohio. Playing golf here in mid November is a rare treat. Cleaned my clubs and packed them away until next spring. Thursday before Thanksgiving I had to have surgery on my neck to decompress it. My doctor told me I would be fine and...
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    Talk me out of this car

    Just sold my 328 BMW Conv. because I was having trouble getting in and out. I suggest a higher up car or a small sporty SUV. Much easier getting in and out and handle extremely well.
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    Golf Talk Tuesdays 2015-2020

    Golf I play twice a week and hitting balls and chip twice a week. I live less than two miles from two courses and a driving range. Love the game by the way I had my 2nd hole in one 10/11/2015 in the great state of Michigan. First one in Florida 19 years ago!!:dance::dance:
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    Amazon Prime Day

    Amazon lost my vote. What a waste of time!
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    Golf - WITB?

    XR driver G30 3 wood Hot X2 3 Hybrid G30 irons All regular shafts 10 hdcp I suggest you go to demo day and get fitted for clubs. So many great clubs now just find what is right for you.
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    Survey finds $880,000 is magic number

    All I know is 6 years ago when I first retired we had a lot less than the magical number. I did have a pension and I did take SS at 62. Well we were happy then and we are happy now. We were taking one major vacation a year going to florida for a month in winter and now it will be two and the...
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    Are you retired?

    Yes Retired at 62 May 2009 Planned to retire at 65 Offered me a buy out had 7 days to think about and was gone in 30 days Best decision I ever made
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    All About Golf

    Been golfing for 37 years and probably could have retired earlier if not for all the equipment I purchased. I play 2-3 times a week and practice once a week. Not as good as I used to be but still love to play. I now buy clubs that have been out for a year or longer. Much better deal. I pay...
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    Taking Social Security at age 62

    I retired in 2009 after taking a early buy out. We did not have a lot of money in are 401K's but decided it was enough to give it a try. Then I decided to take SS at 62 because with my pension and SS we could pay all of our bills and still have a few dollars left over. Best decision I have...
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    Bicycles

    I bought a Giant bike on April 1st of this year. I ride for exercise and fun. So far I have over 970 miles on the bike and I love it. I was riding more in the spring and early summer but doing more stuff like golf and pickleball now as well as sailing.
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    Poll: What was your employment track record?

    After college I had two jobs. One last 10 yrs and the other lasted 31 yrs. Never been out of a job until I retired 5 yrs ago.
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    Bicycles

    Just back from Florida where I rode a borrowed bike for the last month. Really enjoyed myself so I came home and ordered a bike. Was not sure exactly what type of bike to order but decided on a Giant Cypress LX. Need to be able to sit up a little more than most because of my back. Can't wait...
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