Recent content by jane_sm1th73

  1. J

    Retire vs making more money?

    LOLOL! How true! I'm in a situation where it will be very difficult to ever pull the plug. I do analytical work at work. When I'm off, I read analytical stuff for pleasure. Office politics and commute? I stopped going into the office five years ago. No drama - simply stopped going in, worked...
  2. J

    Should I take a lower paying job?

    Good heavens. This is a no-brainer, and a "first world" question. On a public forum, I can't state my reaction to a DINK situation, where the dink income is barely enough to cover the nut. Cut your frickin' overhead and go with the government job. Listen to Dave Ramsey. Your money or your life...
  3. J

    Condo at the Beach - Do the numbers make sense?

    I defer to your experience, and totally agree. When you are landlording locally, you are close enough to see the whites of their eyes, lol!
  4. J

    Condo at the Beach - Do the numbers make sense?

    FWIW - I am a landlord. I have found it works best for me when I am close enough to the tenants to see the whites of their eyes from my residence. OK, I exaggerate. My first rental property was at enough of a distance that it was really disruptive to manage, from the standpoint of...
  5. J

    Keeping House of Elderly Parent out of Probate

    Sorry for missing the bead - I titled the house to a trust with myself as trustee until I became incapable, in which case control of the entire trust and assets would pass to whichever of my kids wound up with the most acumen. That is a revocable trust, sometimes known as a living trust. It's...
  6. J

    Keeping House of Elderly Parent out of Probate

    A word of caution. Don't die in CT. Probate "judges" slot in their cronies to administer the estate if the grieving widow is asleep at the wheel and the kids have grown up with the Corrupticut way of doing things. The cronies charge by the hour. It is not uncommon for the entire estate to be...
  7. J

    Poll: What gender are you?

    I'm female. I like reading and walking my dog. My pleasures are therefore rather frugal. Probably why I have my very own pile of FI dough. BUT... My analytical-type job is so benign that I have not RE'd and don't actually know when I'll pull the plug. I don't have to go into the office...
  8. J

    one out of six retire a millionaire

    If I squint real hard and make believe the equity in my rentals is going up real fast; and that my CEFs will never lose NAV; and hope that they will always yield somewhere in the 9% range; and pray that my prospective Roth conversions will cost a pittance in conversion taxes; and omit the sad...
  9. J

    Genworth LTC strikes again

    Scuba, although I do not have any experience with long term care, or filing LTC claims, I can think of at least one collateral benefit of having a LTC policy. That is, access to the company's networks and referrals. Should I get into that position - like Athena, I am single (divorced, not...
  10. J

    Wash DC Area ER meetup (again)

    AFTER ALL MY HOOPLA I have to decline. Wedding in Charlotte. Apologies.
  11. J

    Wash DC Area ER meetup (again)

    Sept 9 it is!
  12. J

    Would you delay taking SS?

    Kudos! Quite an accomplishment in Bay area! :flowers: Congrats! I would love to get a couple of clues on how you do it! I coulda been a contender. After eleven years renting in DC Metro, swearing at the traffic etc., I have capitulated. I'm buying a condo. At this point, it's cheaper...
  13. J

    Wash DC Area ER meetup (again)

    OOPS I posted a reply wrong and it did not show. Live and learn. I was saying to US Grant and Larry - I'll go with the flow. Do me good to play the world explorer and venture out to unfamiliar territory, lol! Best, Jane
  14. J

    Wash DC Area ER meetup (again)

    That's fine, I'll go with the flow. Would do me good to play the world explorer anyhow and get out of my familiar surroundings, lol!
  15. J

    Wash DC Area ER meetup (again)

    Larry, I am so grateful to you for organizing and getting people together that I would like to hug you. That said, I really like the VA side. The Beltway (at whatever hour) is nothing I want to mess with. Best Regards, Jane
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