Recent content by John3754

Looking for opinions on MTGE, any information would be appreciated. Thanks in advance!

I like I Bonds and use them as part of my fixed income portfolio, my wife and I buy our limit of $10k each every year. I bonds are purchased and held through Treasury Direct, they cannot be transferred to an outside brokerage. Sent from my iPhone using Early Retirement Forum

And what happens if you come down with a serious illness or are injured in an accident, how will you afford the medical bills? What if you're in a car accident and need to be hospitalized? What if you get cancer? Serious issues like this can happen to anyone and will ruin you if you don't...

My advice would be to stop worrying about what other people think, most people are dumb assess anyway.

It's very simple, in the un-vaccinated population X% of people get shingles, in the vaccinated population X is reduced by 50%.

The same argument could have been made for the Japanese economy, a large percentage of their companies are multinational and derive their revenue from export and international operations. So tell me, how did that work out for people who were invested only in Japan when their market crashed?

Unless the opportunity you're waiting for doesn't show for a very long time... Sent from my iPhone using Early Retirement Forum

High end sushi. Sent from my iPhone using Early Retirement Forum

You're looking for patterns and explanations where there are none. There are no rules governing how long a bull market can or should be, and the "correction" that occurred in 2011 has absolutely no effect on what the market will do tomorrow, next week, next month, or next year. Sent from my...

Thank you for your replies. I suppose what I'm looking for are suggestions geared more specifically towards someone looking to retire at an early age like 40. I understand the basics of asset allocation and tax efficient fund placement, but am wondering how portfolio construction and...

I was wondering if you could help me construct a hypothetical early retirement portfolio. Here's the situation, you and your spouse are 30 years old and want to retire at 40. You currently live in a high cost of living area and spend $50k per year, once you retire though you plan on moving to...