Recent content by Joylush

Very helpful. Thanks for posting how these work. My state is issue age and your explanation makes it all make sense better.

What happens when a company “closes the book”? If I understand it, it means they no longer offer the plan? So what happens if you have that plan? Is it cancelled? Does it enable you to find another one with guaranteed issue? How exactly does it work?

I’ve found a lot of helpful answers here made by some of the other folks who replied. ;D I appreciate everyone who replied. The hard thing was finding info on the high deductible plans because agents don’t like to tell you about them it seems due to the lower commission.

Thank you so much for sharing. This is the plan I was hoping to find more info on. What did you mean by saying “I understand that if I develop major health problems I may pay more if/when I meet the HD deductible.” I thought with the HD plan, once you meet the maximum out of pocket for the...

Amazing! What a useful resource. This answers all my questions. Except I did notice that a few of the plans I was quoted by Boomer Benefits were lower there than what they quoted me. That was interesting to learn.

Can you explain a bit further? I too am enrolled in the VA health care system but planned to get Medicare when eligible as well as a supplement plan. Are you saying because I’m enrolled in the VA health care system I am not required to purchase a part D prescription drug plan? I take no drugs...

Yes, you are correct. I’d already been there. Can’t find anyone yet regarding the United American plan which some have recommended. Calling the company was a waste of time- have to find a broker to get any info. And I have confirmed the United Health Care Plan option is available starting June...

It’s crazy how nobody can answer my question and the subject gets changed to why someone else thinks the plan I asked is not for them. Maybe someone in Florida who has the high deductible G plan will eventually provide some feedback. The info about United Health Care/AARP being a HD- G plan to...

I called them first and was very disappointed with the agent I was assigned to. Not impressed at all.

Do you have an agent or broker who can give info on the United American plan? The one broker I found would not even speak to me until my husband was actually signed up for part A and B (not helpful at all). He starts coverage July 1st. I was able to call United Health Care and did confirm they...

What state? I need info for Florida and am having problems getting information on who offers the HD Plan G.

I’m having some trouble finding carriers that offer the plan G high deductible option in Florida. Any Florida retirees have such a plan and can you share the name of the provider and are you happy with your choice?

I don’t think the folks here are being snowplow parents. At least in my case it’s not about removing obstacles. It’s more about wanting to find something to spend money on to reduce the size of my estate. Why not give while you can so you can do the most good? That’s the problem. Making sure...

That’s might be a good solution for me and my spendthrift son. I have zero qualms gifting to my financially responsible daughter and would like to gift equal amounts to her financially irresponsible brother in a way that might protect him and not enable more bad decision making. Is there a name...

I 100% agree with trying to keep things equal. I’m in a position of wanting and needing to give money away now. I tend to reward the responsible one and am hesitant to give equally to the irresponsible one now because it enables more irresponsibility. It would be like flushing money down the...