Recent content by laurence

Not there yet, but our plan is to withdraw slightly over 4% before SS kicks in then slightly less after. We will have a paid off rental that will cover bare bones existence in case things get crazy - I think like everyone else we'll adjust lifestyle as needed.

The great recession occurred in when I was 33, I was cavalier on the market crash and just thrilled to be buying in at bargain rates, DCA-ing in with our 401ks etc. It's a lot more painful when losing much larger amounts much closer to retirement. I'm just here for emotional support, lol. I'm...

I've went part time (24 hours a week) almost seven years ago, I have a goal of retiring in 7 years when I'm 54 1/2 but more and more I'm thinking of staying on longer and just letting DW retire as it's not a crushing workload. Probably only a year or two more as I have aspirations for open ended...

Still insane in my neck of the woods. This is our starter home neighborhood, we moved to an area of the same city with better schools and amenities. These are KB homes with relatively low end build quality: https://www.sdlookup.com/MLS-NDP2201451-730_Via_Barquero_San_Marcos_CA_92069 They are...

That's a really good point. As the son who "did well" while my brother STILL lives with my parents and has made it clear he expects to inherit everything and continue living there when they die, I've been made a bit sore on this subject. I haven't spent much time talking to my kids about this...

My rental property (1400 sq foot condo) just crossed $700k with a couple recent sales in my development. About five miles from the coast as the crow flies here in north San Diego, but 15 min drive from the beach because, you know, SoCal. I think the young in SoCal have given up on a single...

I use VRBO to "find" the place, but a little googling afterwards helps me contact the owner directly and it's always cheaper that way. Staying in Cabo in June and saved over a thousand using that method.

:laugh: :coolsmiley: I work for a Prince in Nigeria...

I have a cranky buddy who complains about millennials and I'm like, "Dude, you are 43" Lol.

The fact that Wells Fargo, who sells crypto funds publishes a paper saying you should buy crypto funds is surprising how....? I heard this kind of language from a lady who tried to get me to invest in her copper wristband MLM....there are websites for cyrpto fanboys if you really want people to...

The one time $500k shield on taxes on profit would help, no?

Gumby, exactly, there is a short term bump no doubt, but I don't feel like things are crazy. If prices flatten this year (and I think rising interest rates will play their part) this is almost a reversion to the mean, a completed recovery from the crash of 2007. Now if I could just get my...

I remember when Time Warner bought AOL for a brazillion dollars, just because a big company does it doesn't mean it isn't a mistake. Quarterly numbers and FOMO are real at every level. I agree with others, crypto doesn't solve any existing problems. I don't want my "currency" to bounce up and...

Here in North County San Diego we've been invaded by Bay Area transplants. I bought my house in one of the cheaper cities (San Marcos) in the cheaper zip code for $492,000 in 2009. My exact model just sold in a bidding war for $1,250,000 all cash offer. Non descript 2500 sq foot home. But at...

I know it’s all relative but I look back on that guy and shake my head. Don’t miss some pics of the “babies” I put on latest pics. Remember heart surgery on my three year old? That’s her about to finish high school!