Recent content by LightningDawg

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    Financing 2nd Home with 401K

    Wow. That's beautiful. Where is it located?
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    pushing out retirement to help kids with college

    Still waiting on OP to rerun numbers after subtracting $60,000 from his balance and see what % success is...
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    Break-even SS 62 vs 66 vs 70 calculators ?

    This is exactly correct. And my calculations using multiple longevity calculators predict I will die before the age of 78 so I am going to start taking SS at age 62.
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    Where to relocate to - warmer, urban-cultural, affordable, walkable?

    Acknowledged. Just pointing out that hurricanes is NOT a significant problem for Savannah. Sure...the odds are higher than inland cities, but for a coastal city....actually fairly well protected due to the Gulf Stream. Now crime is another matter.....
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    Where to relocate to - warmer, urban-cultural, affordable, walkable?

    "crimes and hurricanes"...... OMG....New Orleans is so much more likely to be hit by hurricanes than Savannah. Look at this map of all hurricane hits from 1950-2005 (doesn't even count Katrina). Georgia has had ONE hit. Now look at the area around New Orleans on this map. And crime is not...
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    Where to relocate to - warmer, urban-cultural, affordable, walkable?

    Savannah,GA 5,959 Charleston-N.Charleston, SC 5,803.2 New Orleans, LA 5180.4 Charleston's crime is essentially the same as Savannah's.....and not that much worse than New Orlean's.....according to that same web site. The overall crime index for all three is among the worst.
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    Where to relocate to - warmer, urban-cultural, affordable, walkable?

    consider Savannah, GA "Savannah is one of 10 most beautiful places in America" USA Today Weekend "Savannah is the American City with the most exceptional architecture" Robb Report Lemonde in Paris, France has dubbed Savannah " The Most Beautiful City in North America" Paris Match...
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    So which car should I let my kid drive?

    I bought each of my daughters a used honda accord as their first car. For my son, a used midsize truck. I wanted something safe, reliable, but not too small. The miata, IMO, is just too small. Physics goes against it in a collision with another, likely bigger car. If it is a large SUV, then...
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    Got something in our crawl space

    We had wood rats (common in the south) in our old house attic. We would hear them scurrying around and gnawing on the wood. Critter Control came and found a hole in the vent screen that they accessed our house. He set out traps, closed the hole, and came back later to remove the dead rats. No...
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    Final Stages of 2nd home purchase-Need Input

    We too had rental condos. One in a college town and one at our local beach. The college condo was rented out full time. The beach condo was rented out most of the time. We used it approximately 2 weeks a year. It turned out to be more hassle than it was worth. We couldn't just go to the beach...
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    fidelity 401k - what to invest in?

    wow. they must pay florida RN's really good down there! Or are you a NP?
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    Tire Mileage

    Cooper Tires Have used Cooper brand tires for years. I guess I liked the fact that Arnold Palmer recommended them in their ad. Have never had a problem with them and they are cheaper than Michelins. I am replacing a set on my Honda Accord tomorrow. They were rated for 60,000 miles and I got...
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    Credit cards for an 18-year-old

    I don't understand it either. She was told she didn't have a credit history and coupled with no income, she was denied. But thanks to Citicard, she got a credit card in her name (and I did NOT have to co-sign).
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    Credit cards for an 18-year-old

    I have been a long time carrier of a Citicard mastercard. My daughter has had this card to use (as an authorized user on my account). I thought it would help "build her credit" but I must have been misinformed. Regular payments only affected my credit. She just graduated from college. I...
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