Recent content by MercyMe

  1. MercyMe

    No Will When Last Parent Passes Away

    My neighbor just told me that his father died a few weeks ago (his mom passed last year). His father had a small bank account that listed him as a pay-on-death beneficiary. There are no other siblings. And there was no will. There was also no real property owned by his father but he did have...
  2. MercyMe

    "The way we measure things is a proxy for what we value." - Huh?

    I read an article last night on MorningStar (though written on MarketWatch, which I don't really care for) and there was a line in it that confused me. "The way we measure things is a proxy for what we value". I can't wrap my undeveloped caveman brain around this. What does this line mean to you?
  3. MercyMe

    Consolidating Schwab Stocks to My Fidelity Account

    I started the process this morning. I’ll report back here if it goes sideways for some reason.
  4. MercyMe

    Consolidating Schwab Stocks to My Fidelity Account

    I have $20k in stocks and ETF's that I bought in 2019... just goofing around with play money at the time. The cost then was $4k. Now I'm trying to consolidate accounts but I don't want to sell the stocks and take the tax hit. Can I move my stocks and ETF's from Schwab to my Fidelity brokerage...
  5. MercyMe

    7 years FIRE'd and doing way better than expected. Why does that worry me?

    Wow… that is a really good comment. I’ve kind of forgot about that. It helps put things in better perspective.
  6. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    True. And I see now that I can't cancel anyhow. Obviously not a big deal. :)
  7. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    At Fido, these are available as a new issue.
  8. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    I hate to chase yield, but the 6.83% FHLB I bought last week hasn't settled yet. I guess I could cancel it to get this one. Does that sound possible?
  9. MercyMe

    Does anyone here use a MYGA for income?

    I own a couple of MYGA's (regrettably purchased before interest rate went up) not for monthly income but for tax deferral purposes. Since then, I've read horror stories online about the challenges of closing out the MYGA when it matures. Apparently the window for closing is short ,and some...
  10. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    BOOM! Got it. Thank you for posting this!
  11. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    I hope so. If you find anything, please post it here.
  12. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    It's close to sold out. I couldn't even buy $50k.
  13. MercyMe

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    Looks like this doesn't close for a few more weeks. If I buy now at at Fido, will the funds be taken from my MM account immediately and sit without earning any interest until the settlement date on the bond?
  14. MercyMe

    Gmail Alternatives if Privacy is a Concern

    A recent privacy issue with my Gmail account got me to thinking about all the information they likely have about me and my family. So now I'm looking for a better way to do email. I've found three options and wanted to get some input from E-R forum members. Option 1 is to set up a domain...
  15. MercyMe

    Any Retirement Calculators That Include Taxes?

    Thanks for the comments. I'm unable to do my taxes now as they are too complicated (due to owning a corporation), but I do understand what my accountant/tax preparer is doing and I double check every line. Even if I could do my taxes now, I don't think I could calculate what my taxes will be in...
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