Recent content by mrWinter

To use this product you take all the usernames and passwords, to all your financial accounts, every dime you own, and give all of that login info to one single source. The risks presented by this are far too great IMO to justify the convenience that you can pretty much get already from separate...

Some cool items in these replies here. Pacific Crest trail is on my list, at the very least the John Muir Trail through hike. Rim to Rim Grand Canyon would definitely be awesome too.

Run some scenarios through firecalc to see how holding equities vs bonds performs on average over the long haul. On average equities return more over the long term. Bonds have lower volatility, but volatility does not equal risk. The real risk is earning 3% less over decades. My opinion...

I imagine different hospitals have different procedures, but at the hospital my wife works at in Baltimore, your significant other driving you to the hospital would not be allowed in the building. You have to say your 'I love you's when they drop you off, for many people that's the last chance...

I hope so. Do you think they are already pricing in a big economic lock down like Italy is currently going through for the next three months? No travel, all vaction or travel based business eating a 3 month minimum loss, many going out of business. Schools closing, and many workers taking...

I have to admit, this is more difficult than I thought. Though it's not that I hate seeing the money go and want to sell for cash and keep what I have now, it's that I really think things are going to get worse before getting better, and I want to sell now, and buy back in lower. It just seems...

It's the speed of the spread, and the inability of the hospitals to handle the huge influx of critical patients. Yes we get the flu every year, and those cases are spread out over 4 months or however long. And because we have it every year the hospitals and medical systems can handle it. But...

Agree, I have some perverse sense of satisfaction in the drop, if I can ride it out I'm in a way proving I can handle it. I feel like I've talked a big game, and due to my chosen allocation of 100% equities have basically commited to walking the walk, now just need to live up to the plan.

This is the first real market dip I've participated in, I had money invested in 2007-9 but not much skin in the game. I'm fighting the urge to do some market timing, dump some stock now, and buy back later. But, I keep telling myself that rather than fool with that I should play it safe. The...

Follow-up question: If I put money into a Traditional IRA this year, then immediately (or next year maybe) convert it to a Roth, then all that money is considered conversion and I can withdrawal it and any earnigns on that conversion tax free? Seems like a loophole to effectively get around the...

I've taken the little babybell wax coated cheeses backpacking before. Worked like a charm, never had any that went bad after 5 days or so.

[/LIST] So if you do a conversion to a ROTH IRA from non-roth accounts, then wait 5 years, that converted money all counts as contributions, even though it may well be substantially composed of earnings from prior to the conversion? Then you are basically withdrawing those 'contributions'? I...

Perhaps worth putting greater emphasis on: ROTH contributions can be withdrawn early, not earnings. So to summarize there are four main options (feel free anyone to add more) for pulling money from retirement accounts prior to 59.5: rule of 55 (can withdrawal from company plan if you retire...

Total 2 lb of fish? So $50/lb.? That must have been some goooood sashimi. :)

Or maybe, "Wow, that's a long way to travel" :)